Game-Changing Mortgage Products
We are happy to announce a new partnership with Residential Home Funding – one of America’s largest mortgage loan providers – to roll out the “Carbon Neutral Mortgage.”
RHF is now a member of the Carbon Neutral Checkout® initiative to manage the environmental impacts of products and services simply by buying or selling them – at checkout. Now, every person who closes a mortgage with RHF will have the option to put the closing costs that would have otherwise been put towards administrative fees towards a predetermined carbon offset bundle. We are happy to guarantee that each borrower will enjoy a savings on their total closing costs when choosing the Carbon Neutral Mortgage over a traditional loan.
Interested in hearing more? Get your Green Mortgage quote here.
How Does a Carbon Neutral Mortgage Work?
Most every home in the country has a carbon footprint. Yours is no exception. We have teamed up with RHF to calculate the estimated carbon emissions your home will emit based on the size of the home, and length of the loan.
Then, based on the typical fees you would otherwise pay as a borrower, we create a bundle of carbon credits that would make your mortgage carbon neutral. We have taken special care to guarantee the cost to offset your emissions is less than the closing fees you would have paid. We want to make sure you save money by going green.
For every carbon neutral mortgage that is closed with RHF, you will receive a certificate upon closing detailing the amount of greenhouse gas you have kept out of the atmosphere. You will also be able to track the funds and actions RHF takes in a transparent way. CCC will make transaction documentation publicly available for all to see.
We have chosen some of the best projects in the world to support the Carbon Neutral Mortgage. You can check them out here, here, and here. Additionally, every single mortgage closed as a Carbon Neutral Mortgage will contribute to advancing the UN SDG’s.
What does this all mean? You can take meaningful climate action while closing on the home of your dreams, all while saving some green.
Let’s get started!